Section 01
How referral fees work
When a reader uses a referral code or link from UK Startup to sign up for a partner product, the partner pays UK Startup a referral fee. This fee is paid by the partner — not by the reader. The price, offer and terms available to the reader are identical to those available without the referral code.
Referral fees help fund the editorial work that keeps UK Startup free. They do not create any obligation on our part to recommend, favour or positively review a partner's product. Our editorial team produces content independently of commercial relationships — see our editorial policy for details.
Section 02
Active referral partnerships
Tide
Business banking · Referral partnership
- Referral code
- REFER200
- Reader benefit
- £200 cashback when you open a Tide business account using the referral code
- UK Startup benefit
- Referral fee paid by Tide when a reader opens an account
- Effect on editorial content
- None. Our comparison of UK business bank accounts is produced independently. Tide is included because it is a widely used UK business bank, not because of the referral relationship.
Capital on Tap
Business credit cards · Referral partnership
- Referral code
- SETTINGUP
- Reader benefit
- 7,500 bonus points when you apply for a Capital on Tap business credit card using the promo code
- UK Startup benefit
- Referral fee paid by Capital on Tap when a reader is approved
- Effect on editorial content
- None. Our coverage of business credit cards is produced independently. Capital on Tap is included because it is a widely used UK business credit card, not because of the referral relationship.
Section 03
What we do not do
To be explicit about the limits of our commercial relationships:
- We do not accept payment to publish positive reviews or to exclude negative information about a partner.
- We do not allow partners to review, approve or request changes to editorial content before or after publication.
- We do not rank or recommend products based on the size of the referral fee.
- We do not use hidden affiliate links. Every referral relationship is disclosed on the relevant page.
- We do not accept sponsored content that is presented as independent editorial.
Section 04
Future partnerships
If UK Startup enters into new referral or advertising relationships in the future, they will be disclosed on this page and on any page where the partner's product is mentioned. This page is updated whenever a new commercial relationship begins or an existing one ends.
This disclosure page was last reviewed in May 2026.
Questions
Questions about our commercial relationships?
If you have a question about a referral relationship, want to report a disclosure concern, or are interested in a future commercial partnership, please get in touch.
Contact UK Startup