Tide — £200 free cash, codeREFER200|Capital on Tap — 7,500 points, codeSETTINGUP
UK Startup

Reader offers

Tide referral code & Capital on Tap promo code.

Two offers worth claiming on day one. Use the Tide referral code REFER200 for £200 free cash on a free Tide business bank account, and the Capital on Tap promo code SETTINGUP for 7,500 bonus points on the business credit card.

Partner offers

Claim both offers

Codes are exclusive to UK Startup readers. Apply directly with each provider — your data goes to them, not to us.

See full terms

Business bank account

Reader offer

Tide Business Account

£200 free cash

£75 when you complete £100 of card transactions within 30 days, plus a further £125 when you deposit £5,000 within 7 days. No credit check, open in 5 minutes.

Tide codeREFER200
Claim £200 free

Business credit card

Reader offer

Capital on Tap business credit card

7,500 free points

Get 7,500 points (worth £75) when you complete your first card transaction within 30 days. 1% uncapped cashback. Up to £250k credit limit.

Capital on Tap codeSETTINGUP
Claim 7,500 points

18+, UK residents only. Offers are subject to each provider's terms. Tide: £75 paid after completing £100 of card transactions within 30 days of opening, plus a further £125 paid after depositing £5,000 within 7 days (total £200, code REFER200). Capital on Tap: 7,500 points (≈ £75) after first card transaction within 30 days; credit subject to status. We may receive a commission if you sign up — it doesn't change the offer to you.

Business bank account

Tide Business Account

£200 free cash

Tide referral codeREFER200
Claim £200 freeRead full review →

Why we recommend it

Tide referral code REFER200

£75 when you complete £100 of card transactions within 30 days, plus a further £125 when you deposit £5,000 within 7 days. No credit check, open in 5 minutes.

  • Free business current account, no monthly fee
  • No credit check to open — sole trader or limited company
  • FSCS-protected through Tide's banking partners (ClearBank)
  • £75 cash after £100 of transactions in 30 days
  • £125 cash after depositing £5,000 within 7 days

Offer terms — Tide referral code REFER200

  • £75 paid into your Tide account after you complete £100 of card transactions within 30 days of opening the account.
  • A further £125 paid after you deposit £5,000 into the account within 7 days of opening. Both rewards combine for a total of £200.
  • Open a Tide business current account using referral code REFER200 (applied automatically at the link).
  • UK residents only, aged 18+. You must pass Tide's standard identity and account-opening checks.
  • Tide is an e-money provider and account services are provided by ClearBank (FSCS-protected up to £85,000 for eligible funds).
  • Promotion is run by Tide. UK Startup receives a referral fee — it does not affect your offer.

Business credit card

Capital on Tap business credit card

7,500 free points

Capital on Tap promo codeSETTINGUP
Claim 7,500 pointsRead full review →

Why we recommend it

Capital on Tap promo code SETTINGUP

Get 7,500 points (worth £75) when you complete your first card transaction within 30 days. 1% uncapped cashback. Up to £250k credit limit.

  • 1% uncapped cashback on all card spend
  • No annual fee, no foreign exchange fees
  • Credit limit up to £250,000 (subject to status)
  • Instant decision, Visa-accepted worldwide

Offer terms — Capital on Tap promo code SETTINGUP

  • 7,500 reward points (approx. £75 value) credited after your first transaction on the Capital on Tap business credit card, completed within 30 days of card activation.
  • Apply via the link above using promo code SETTINGUP (pre-applied at the referral link).
  • UK-registered businesses (sole traders, partnerships and limited companies). Credit limits from £5,000 up to £250,000, subject to status and affordability.
  • Representative APR and pricing as displayed at point of application. 1% cashback redeemable as statement credit, cash or Avios.
  • Capital on Tap is authorised and regulated by the Financial Conduct Authority. UK Startup receives a referral fee — it does not affect your offer or pricing.

How UK Startup is funded

Honest, plainly disclosed.

We don't sell anything ourselves. UK Startup pays for itself through a small number of carefully chosen partner offers — currently just Tide and Capital on Tap. If you sign up using a code on this page, we receive a referral fee from the provider. Your price and your offer are exactly the same as if you'd signed up direct.

We turn down most partnership requests. The two products on this page are ones we'd recommend to a friend starting out: a free, no-credit-check business account, and a credit card that gives you cashback on the spend you'd be doing anyway. If we ever stop recommending them, we'll take them down — even if it costs us the income.