Tide — £200 free cash, codeREFER200|Capital on Tap — 7,500 points, codeSETTINGUP
UK Startup

Compare · No affiliate fees

Pick the right tools, without the noise

Four honest comparisons of the tools UK founders actually use. Updated quarterly, with the trade-offs spelled out.

We don't take affiliate commission, so we'll happily tell you when a free option beats a paid one. Each comparison lists our picks, the criteria we used, and a side-by-side table.

5 providers

Business bank accounts

Tide, Starling, Monzo, Mettle and the high-street incumbents — fees, features and who they're actually for.

Open

5 providers

Accounting software

FreeAgent, Xero, QuickBooks and friends — including which is genuinely free and which qualifies as MTD-ready.

Open

5 builders

Website builders

Squarespace, Wix, Shopify, Webflow, Carrd — picked by use-case, not by popularity.

Open

4 providers

Card readers & POS

SumUp, Square, Zettle, Tide POS — transaction fees, contracts, and which makes sense at low volume.

Open

Pricing accurate as of the 'last updated' date on each comparison. We re-verify quarterly. Spot something out of date? Email us — we'll fix it the same week.

Partner offers

Exclusive reader offers

Two offers we genuinely recommend to UK founders. We earn a small referral fee if you sign up — you pay nothing extra.

See full terms

Business bank account

Reader offer

Tide Business Account

£200 free cash

£75 when you complete £100 of card transactions within 30 days, plus a further £125 when you deposit £5,000 within 7 days. No credit check, open in 5 minutes.

Tide codeREFER200
Claim £200 free

Business credit card

Reader offer

Capital on Tap business credit card

7,500 free points

Get 7,500 points (worth £75) when you complete your first card transaction within 30 days. 1% uncapped cashback. Up to £250k credit limit.

Capital on Tap codeSETTINGUP
Claim 7,500 points

18+, UK residents only. Offers are subject to each provider's terms. Tide: £75 paid after completing £100 of card transactions within 30 days of opening, plus a further £125 paid after depositing £5,000 within 7 days (total £200, code REFER200). Capital on Tap: 7,500 points (≈ £75) after first card transaction within 30 days; credit subject to status. We may receive a commission if you sign up — it doesn't change the offer to you.